Edouard Laurencin, Senior Investment Manager, joins us to analyse the heightened rhetoric that has surrounded many 2012 economic outlooks. We examine the fundamental factors that are influencing such projections and also discuss how Lloyds TSB Private Banking has positioned its own investment policy to deliver for our clients at this time.

Philippe Schindler, our Chief Investment Officer for Europe, the Middle East and Africa, speaks about political unrest as a consequence of the financial crisis. People in the Western democracies, especially the struggling middle class and poorer citizens, are disappointed by their leaders, more focused on saving companies and banks than fighting a stubborn and growing unemployment.