Important: terms of use for this website

This is the official site of Lloyds TSB Private Banking, hereinafter known as LPB.

You should read these conditions carefully before using our site. By accessing this website and its material you agree to the following:
The products and services mentioned in this website, or in the documents contained therein, may not be suitable for all investors. If you have any doubts, you should seek advice from your investment and/ or tax advisor before taking any action.

The content of this website is solely for information purposes and is not intended to be, and should not construed as, an offer or recommendation to buy and sell investments, nor shall it form the basis or part of any contract to be relied upon in any way.

Neither this information nor any opinion expressed in this website constitutes a solicitation, an offer or a recommendation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or services. Access to the products and services described on this site may be restricted to persons resident in countries, states or jurisdictions where it would be contradictory to local law or regulations to publicly offer such products or services. This information does not constitute a solicitation to place funds overseas to any individual resident in any country in which exchange restrictions apply.

Legislation or regulations in your home jurisdiction may prohibit you from entering into transactions with us. We reserve the right to make final determination on whether you are eligible for any products or services.

Neither this document, nor copies thereof, may be sent to or taken into the United States of America (US) or distributed in the US or to a US person (within the contemplation of Regulation S as promulgated by the US Securities and Exchange Commission and as in effect from time to time). Neither this document, nor copies thereof, may be sent or taken into any other jurisdiction in which doing so would violate that jurisdiction’s law or regulation.

The information contained in this website, or in the documentation contained therein, is taken from sources we believe to be reliable, though this is not guaranteed, and the information stated, opinions expressed and estimates given constitute best judgment at the time of publication and are subject to change without notice.

Lloyds TSB Private Banking disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of or access to the LPB website, or any links to third party websites.

On this website you may be offered automatic links to other sites. Following links to any other off-site pages or other websites shall be at your own risk. LPB has not reviewed any of the websites linked to the LPB website and does not endorse or accept any responsibility for their content nor the products, services or other items offered through them.

The entire content of this LPB website is subject to copyright with all rights reserved. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the website without LPB's prior written permission. You may only print, copy, download or temporarily store extracts from our website for your personal information or when you use our services. You must not alter anything. We own (or have a licence for) all copyrights for this website and all trademarks and other materials used on it. (Note in particular that Lloyds, TSB and the black horse logo are registered trademarks.)

Although LPB takes every precaution to ensure our software and materials are virus-free, we cannot guarantee that the materials or software you download are free from viruses or other damaging codes or programs. It is a condition of allowing you to download through our website that any liability on our part in respect of, or arising directly or indirectly from, any virus or other damaging code or program is excluded. Therefore, please run virus checking software as soon as you download any materials or before installing any software. We are not responsible if this website does not work properly or at all.

LTSB Representaciones (Uruguay) S.A.:
LTSB Representaciones (Uruguay) S.A., is a representative office of Lloyds TSB Bank plc, Geneva Branch, and is duly filed with the Central Bank of Uruguay's Registry of Representatives of Financial Entities Incorporated Abroad. Pursuant to the Central Bank of Uruguay's Compilation of Regulatory Norms and Oversight of the Financial System, the activities of LTSB Representaciones (Uruguay) S.A. are limited to providing advisory and technical assistance services for the purpose of preparing, promoting and facilitating business for Lloyds TSB Bank plc, Geneva Branch. LTSB Representaciones (Uruguay) S.A. cannot engage in financial intermediary activities, credit or exchange transactions or in any way receive sums of money, securities or precious metals from third parties.

Lloyds TSB Bank plc, LTSB Representaciones (Uruguay) S.A. is not subject to the rules and regulations of the Financial Services Compensation Scheme made under the Financial Services and Markets Act 2000 for the protection of depositors and investors. Clients of LTSB Representaciones (Uruguay) S.A. have recourse to the Swiss compensation scheme for the protection of depositors.

Lloyds TSB Bank plc, Geneva Branch and Zürich Branch:
Lloyds TSB Bank plc, Geneva Branch and Zürich Branch are authorised and regulated by the Swiss Financial Market Supervisory Authority FINMA. Lloyds TSB Bank plc, Geneva Branch and Zürich Branch are not subject to the rules and regulations of the Financial Services Compensation Scheme made under the Financial Services and Markets Act 2000 of the United Kingdom for the protection of depositors and investors. Clients of Lloyds TSB Bank plc, Geneva Branch and Zürich Branch have recourse to the Swiss compensation scheme for the protection of depositors.

Lloyds TSB Bank plc, DIFC Branch:
This marketing material is intended for Professional private banking clients only as defined by the Dubai Financial Services Authority regulations. Lloyds TSB Bank plc, DIFC Branch is regulated by the Dubai Financial Services Authority.

Lloyds TSB Bank plc, DIFC Branch is not subject to the rules and regulations of the Financial Services Compensation Scheme made under the Financial Services and Markets Act 2000 of the United Kingdom for the protection of depositors and investors. Clients of Lloyds TSB Bank plc, DIFC Branch have recourse to the Swiss compensation scheme for the protection of depositors.

Lloyds TSB Bank plc, Gibraltar Branch:
Lloyds TSB Bank plc, Gibraltar Branch is authorised by the Financial Services Authority in the United Kingdom and regulated by the Financial Services Commission, Gibraltar. Lloyds TSB Bank plc, Gibraltar Branch, First Floor, Royal Ocean Plaza, Ocean Village, P.O. Box 482, Gibraltar.
Clients of Lloyds TSB Bank plc, Gibraltar Branch may be entitled to compensation from the UK Financial Services Compensation Scheme (“FSCS”) if Lloyds TSB Bank plc cannot meet its obligations. This depends on the type of business and the circumstances of the claim. Further information is available from the FSCS.

Lloyds TSB Bank plc, Luxembourg Branch:
Lloyds TSB Bank plc, Luxembourg Branch is authorised by the Financial Services Authority in the United Kingdom and regulated by the Commission de Surveillance du Secteur Financier, Luxembourg. Lloyds TSB Bank plc, Luxembourg Branch, 40 Avenue Monterey, P.O. Box 1643, L-1016 Luxembourg. Clients of Lloyds TSB Bank plc.
Clients of Lloyds TSB Bank plc, Luxembourg Branch may be entitled to compensation from the UK Financial Services Compensation Scheme (“FSCS”) if Lloyds TSB Bank plc cannot meet its obligations. This depends on the type of business and the circumstances of the claim. Further information is available from the FSCS.

Lloyds TSB Bank plc, Monaco Branch:
Lloyds TSB Bank plc, Monaco Branch is not subject to the rules and regulations of the Financial Services Compensation Scheme made under the Financial Services and Markets Act 2000 of the United Kingdom for the protection of depositors and investors.
Lloyds TSB Bank plc, Monaco Branch, as a credit institution authorised and regulated by l’Autorité de Contrôle Prudentiel (ACP) in France, is subject to the deposit guarantee fund and other repayable funds (compensation scheme) referred to Articles L.312-4 - L.312-18 of the French Monetary & Financial Code and relating Regulation. Lloyds TSB Bank plc Monaco Office: 11 Boulevard des Moulins, 98000 Monaco.

Lloyds TSB Bank plc, UK Branch:
Lloyds TSB Bank plc is authorised and regulated by the Financial Services Authority under FSA registration number 119278. Registered in England and Wales no. 2065. Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London, EC2V 7HN.
Clients of Lloyds TSB Bank plc, UK Branch, may be entitled to compensation from the UK Financial Services Compensation Scheme (“FSCS”) if Lloyds TSB Bank plc cannot meet its obligations. This depends on the type of business and the circumstances of the claim. Further information is available from the FSCS.

Lloyds TSB Bank plc, Miami Agency:
Lloyds TSB Bank plc (the "Bank") is authorized and regulated by the Financial Services Authority. The Bank's Miami Agency is licensed by the Florida Office of Financial Regulation, and has prepared and issued this document. Because the Bank's Miami Agency is located outside of the United Kingdom, it is not generally subject to the Financial Services and Markets Act 2000 of the United Kingdom and therefore is not subject to the rules and regulations of the Financial Services Compensation Scheme made under that Act for the protection of depositors. The Bank’s Miami Agency may not generally accept deposits from US residents. Neither the deposits nor any other liabilities of the Bank’s Miami Agency are insured by the US Federal Deposit Insurance Corporation or by any other agency or instrumentality of the United States or of the State of Florida.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London, EC2v 7HN. Registered in England and Wales number 2065. Lloyds TSB Bank plc is authorised and regulated by the Financial Services Authority under FSA Registration number 119278.